Frequently Asked Questions

Yes. Quantic is free for personal use. We rely on third-party APIs that cost real money (stock data), so heavy automated use may be rate-limited — but everyday investing is free.

No broker connection required. You enter your holdings manually or import dividend transactions from a file your broker exports. Your broker credentials never leave your hands.

Yes. Click "Try a sample portfolio" on the home page to explore a demo account seeded with realistic data — it's the real app, so everything works. No signup, no email; demo accounts expire after 24 hours.

Your Portfolio is what you actually own — quantities, average prices, real value. Your Radar is your watchlist — stocks you're tracking with optional target prices. The same stock can be in both.

Go to Portfolio, enter the symbol, quantity and average price, and click Add. You can edit the position later or remove it entirely.

Yes. Each holding stays in its listing currency. Set a preferred currency in Settings and we convert per-currency totals into a single display total using FX rates.

Yield on Cost = annual dividend per share ÷ your average purchase price × 100. It measures the yield you locked in when you bought, regardless of what the share price has done since.

Your personal buy threshold for a stock — the price at which you'd consider adding it. Set it on a Radar stock and we'll show the gap to the current price to flag opportunities.

We average the target prices set by all users tracking the same stock. To protect individual targets, we only show the average once at least 3 users have set one.

A 0–10 score summarizing a stock's dividend health: yield, payout (dividend/earnings), P/E, price vs its 200-day average, and payment regularity. 8+ is "Strong", 5–7 "Fair", below that "Weak".

Yes. On the Dividends page, upload your broker statement; we parse it, show you a preview, and you confirm before anything is saved.

Currently Interactive Brokers and MyInvestor (Spain). Adding a new broker means writing a small parser — open a GitHub issue with a sample file and we'll consider it.

Add dividends manually on the Dividends page. Or open a GitHub issue requesting a parser for your broker — include a sample file.

Yes. The Dividends page lists ex-dividend dates for the next 14 days — your holdings first (with an estimated payment based on your shares), then radar-only stocks. The same view appears on your dashboard, and the Telegram daily digest covers the next 7 days.

A dividend-FIRE projector (the Freedom page). You set a monthly income goal in today's money, and it estimates when your growing dividend income will cover that goal — your "freedom date" — and how long your capital lasts afterwards. Layer in monthly contributions, expected yield, inflation and other savings, and it recalculates live, with milestones and what-if levers like "+1% yield".

A ranked shortlist (the Buy plan page) of stocks from your portfolio and radar, scored on how interesting each looks to buy right now — dividend quality and growth, how far below your target or average cost it sits, whether it's underweight, or whether it fills a gap in your dividend calendar. Tune the weights, build a cart, and record the purchases at your own prices. It never places real orders.

"Ask Quantic" is a chat assistant (the button in the bottom-right corner) that answers questions about your own portfolio, radar and dividends — like "What's my biggest holding?", "Which dividends land this month?", or "What do you think of KO?". It's portfolio-aware, so answers use your real data rather than generic advice.

It runs on Google Gemini. To keep costs sane, each account gets 5 AI requests per day, resetting at midnight UTC. Portfolio and Radar insights are cached for a few hours, so you can still see the latest ones even after reaching the limit.

Beyond the chat, Quantic generates a short AI overview of your Portfolio and Radar (observations, strengths, risk flags) and a factual two-to-three sentence summary with key points for individual stocks. They share the same daily AI quota.

No. It analyses your data and explains what's there, but it won't tell you what to buy or sell, predict prices, or give tax advice — and Quantic isn't a financial adviser. Always do your own research.

Once connected, the Quantic bot answers the same portfolio questions as the in-app assistant, straight from Telegram — and it can send a daily digest each morning with upcoming ex-dividend dates, dividends you received the day before, and any stocks that have dropped to your target price.

Go to Settings → Telegram and tap "Open Telegram bot". That deep-links to the bot with a one-time code that links your account. Disconnect any time with /unlink. The daily digest is opt-in — toggle it in Settings or with /notifications on|off.

Upcoming ex-dividends for the next 7 days (your holdings first, with estimated payments, then radar-only stocks), dividends received the previous day, and target-price alerts when a watched stock dips to your buy threshold. Each target alert is throttled to once a week per stock, so you're not spammed.

You can opt in to share your portfolio (percentage allocations + sectors) and/or your radar (watchlist + target prices) under a public slug, and the Community page aggregates what everyone shares. Amounts are never published.

Anyone with the URL. Shared pages are publicly accessible without an account. Don't share if you're not comfortable with that — it's opt-in for exactly this reason.

Settings → Sharing → uncheck the toggle for the surface you want to stop sharing. The data disappears from the public pages immediately.

Stock prices, dividends, ex-div dates, and fundamentals come from Yahoo Finance (with Alpha Vantage as a fallback). Quotes are cached for a few minutes to stay within free-tier limits.

Best-effort. Third-party APIs occasionally serve stale or wrong data, especially on the day of an ex-dividend or right after a split. Always verify against your broker's official statement before acting.

No. Quantic has no advertising, no third-party analytics tracking, and no data sales. We're a one-developer side project, not a data company.